By: LendVer Staff – On November 7, the Federal Reserve implemented a 25-basis-point reduction in interest rates, a move that could positively impact small businesses across the U.S. For entrepreneurs and business owners, the implications of this rate cut extend beyond lower borrowing costs—they offer opportunities for growth, reinvestment, and financial stability. Let’s explore how [...]

If we all learned one business tip from the pandemic, it’s that having reserve capital on-hand is essential to making it through changing times. Government stimulus was a welcome relief for many small businesses, but most of those programs have expired. Millions of small businesses that are still recovering from a pandemic induced revenue downturn, [...]

By: LendVer Staff – On the path to growth, business owners sometimes find that they’ve accumulated more business debt then they originally anticipated. Consolidating business debt is possible and involves combining multiple debts into a single loan, often with a lower interest rate or lower payment. Consolidating business debt may potentially reduce overall costs, making [...]

By: LendVer Staff – Financing can be a confusing topic for a business owner and locating the simplest and most affordable loan option can be just as difficult. One of the best business financing products is a revolving business credit line which is a versatile tool that provides companies with flexible access to funds. Let’s [...]

By: LendVer Staff – To put it plainly, working capital is cash-on-hand to fund the ongoing operations or expansion of a business. Not all business owners need to apply for a loan or credit line to access working capital. Those business owners who have positive monthly cash-flow are often able to accumulate enough money in the [...]